CHENNAI: Dvara E-Dairy, a specialised agri fintech company focused on dairy, on Tuesday announced that it has crossed Rs 100 crore in cumulative loan disbursements, marking a significant milestone in building a scalable, technology-led dairy finance ecosystem in India.

The disbursements have reached over 11,000 women dairy farmers across 700+ villages, many of whom are accessing formal institutional credit for the first time.

The financing has enabled farmers to systematically accelerate their dairy operations—expanding herd size from typical 2-3 cattle to 10-20 cattle over a 3-5 year horizon and build more stable and predictable farm incomes. Surabhi, Dvara E-Dairy’s proprietary dairy operating platform, underpinned by an AI Cattle Intelligence Stack brings identity, predictability, and risk transparency to dairy lending and insurance.

This technology-led approach allows Dvara E-Dairy to recognise cattle as a productive economic asset, reduce dependence on traditional documentation such as land records, and enable faster, lower-friction, and more responsible lending decisions at the last mile.

Balaji Lakshmanan, cofounder-CEO, Dvara E-Dairy, said: “By combining cattle-level intelligence with dairy cashflow analysis, we are demonstrating fintech can meaningfully expand access to formal finance for livelihoods that have long remained excluded.”