DT Personal Finance: Should you invest in RBI floating rate savings...
There is no cumulative option in RBI FRSBs that pays out at the end of the tenure.
DT Personal Finance: Should you invest for multiple goals separately...
Purchasing a house, children’s future (education), retirement are a few common goals that most people in their 30s will have.
DT Personal Finance: How to plan investments for ‘mutually’ beneficial...
Let’s take an example. Let’s pick a popular flexicap fund (Parag Parikh Flexicap Fund) to see what the difference in NAV is and how it matters when...
DT Personal Finance: Should you invest in sectoral or thematic funds?
A thematic fund on the other hand has a broader canvas and invests in stocks from not just one sector but a bigger theme (which may be made up of more...
DT Personal Finance: When to start voluntary contributions to your
So, first Rs 2.5 lakh goes towards EPF+VPF, then next Rs 1.5 lakh goes to PPF.
DT Personal Finance: Review health insurance renewal coverage...
Important to take some time to see if your health coverage still works for you. Its best to do this every year but if not, make sure to check every...
DT Personal Finance: Don’t pinch pennies when settling credit card...
This looks attractive that you can just pay about 5% instead of the full amount
DT Personal Finance: How to invest in your children’s future?
Both Sukanya Samriddhi Yojana and PPF are pure debt instruments.