However, a Rs 7,400 crore of investment income -- gains from the market--as against a loss of Rs 18,000 crore in January-March 2020 due to the pandemic, has helped it cushion the hit. It also had a payout of Rs 265 crore, net of reinsurance for 205 claims from the pandemic deaths, chief executive and managing director N S Kannan told PTI on Monday in a post-earnings call. With the additional Rs 200 crore provisioning for the pandemic in the March quarter, the total money set aside stands at Rs 300 crore, he said, adding taking its solvency ratio to 217 per cent (well above the regulatory requirement of 150 per cent) with zero NPAs, well protecting its embedded value which rose 26 per cent to Rs 21,100 crore.