The Motor Accidents Claim Tribunal directed Reliance General Insurance Company Limited and The New India Assurance Co Ltd to settle claims worth Rs 10 lakh. The petitioners submitted that the accidents led to their disability and demanded compensation from the insurers.
Countering this, the insurance firm submitted that the accident was occurred due to the negligent act of Govindarajan and he has to prove that the driver of the car had insured with the firm.
Govindarajan submitted that he had sustained many injuries, which led to his disability. The Regional Medical Board fixed the disability as 40 per cent.
Recording the submissions, Judge V Sutha said, “The petitioner is entitled to the compensation of Rs 6.7 lakh payable with 7.5 per cent interest rate from the date of numbering the petition which was August 21, 2015.”
In the second incident, R Theagarajan of Arakkonam submitted that he was travelling in load auto with his goods from Arakkonam to Parthiputhur village when the auto overturned due to the driver’s negligent and rash driving on March 2, 2014. Theagarajan claimed that he sustained injuries and demanded compensation from the New India Assurance Co Ltd.
Countering this, the firm said that the petitioner travelled as an unauthorized passenger and the policy covered the driver alone. “The compensation claimed by him is highly speculative, excessive and baseless,” the firm said.
Recording the submissions, Judge V Sutha ordered the insurance firm to pay Rs 3.69 lakh as compensation payable with 7.5 per cent per annum from 2014.